Is It Time to Refinance?

By: Alex Cook

With interest rates in Australia at record lows, it might be time to refinance your home loan.

Refinancing is simply the process of paying out your existing loan with a new loan with a different lender (or even the same lender). The ultimate goal is to get a better deal.

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High-Performance Habits

By: Dr Justin Coulson

“I need a volunteer!” is always a statement that guarantees most people will suddenly stare at their shoes or the ceiling. But when I add the statement “And they need to be the fittest and healthiest human specimen in the room”, most people feel immediately safe. “I’m off the hook,” they think as they immediately scan the room for someone to dob in.

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How Social Media Is Capitalising on Its Youngest Users

By: Michael McQueen

Years ago, social media well and truly lived up to its name. Platforms which enabled the easy exchange of photos and statuses, these media allowed individual engagement for purely social purposes. The last decade has seen social media evolve into something much more overwhelming, addictive and ultimately lucrative than their original ‘social’ role, especially as their most native users have grown up into their most powerful and profitable consumers.

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Australia’s Changing Spiritual Landscape

By: McCrindle

A rising trend in Australia is the affinity for no religion1. While one in five Australians (22%) considered themselves as non-religious in 2011, the number has been rising with three in ten (30%) considering themselves as non-religious in 2016.2

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