finances Archives | Page 3 of 4 | theLight Albury

How to Build Financial Resilience in a Crisis – 7 Expert Tips From a Debt Coach

I am a planner. That’s why I keep a diary. A diary gives me an idea of what to expect, a sense of control.

Millennials and the Quest for the Great Australian Dream

Breaking into the housing market is a hot topic amongst today’s younger generations with many bemoaning the skyrocketing house prices, rising cost of living and low wage growth. So is Generation Y better or worse off than their parents’ generation?

Will You Get a Reward for Your Giving?

By: Alex Cook

Whenever we give gifts to our neighbour, do we sometimes think and expect to be rewarded for doing a good thing?

Teaching Your Kids About Debt, Gratification & Priorities

By: Robert Garrett

Teaching your kids financial skills is one way to set them up for their future. Australian households owe $2.34trillion (as at March 2018), the second highest level of household debt in the world; only Switzerland has more. In 2016 around one third of Australian households were classified as ‘over-indebted’.

Four Prayers for Financial Help

By: Alex Cook

Prayers… defined as communion, conversation and fellowship with God. When financial challenges such as unpaid bills, rising debts and lack of provisions overcome you, it is always best to get down on your knees first before taking action.

The Best Place to Get Business Advice

By: Alex Cook

Being in business for yourself can be lonely. The pressure to grow your sales, pay staff and suppliers, keep customers happy, learn and obey new regulations and build something that supports your family is a challenge at the best of times.

5 Financial Resolutions for 2019

By: Alex Cook

If you’re like me, at the start of the year you spend some time reflecting on the past year and dream about what the new year could hold.

How Much Life Insurance Cover Do You Need?

By: Alex Cook

Back in my days as a financial adviser, I soon discovered that the vast majority of people were underinsured, often substantially, leaving their families exposed to considerable hardship in the event that they passed away or became sick and disabled.